Lend Loan slab

 Economy : RBI reduced CRR to 4% to boost economy

(RBI Cash holding percentage from banks which is called Cash Reserve Ratio)

On the other hand each bank writes off average of 10000 crores each year and they erase the data.

(Which was mostly lended 99% to big companies)

They don't lend money equally

They show partiality

Gov have to announce

50% lending should be below to those who earn annual income of 15 lakhs /y family.

It should be reserved for them. 

Then only it will truly work out 

Otherwise

Only one company will get all the benefits 90% Indian economy goes to few persons hands through banks lending. 

It should be stopped..

Now RBI gives more flexibility 

Banks should not take it as an opportunity to help the certain persons

It should be for all..

Diversification needed in banks lending

Farmers percentage of lending

Small business lending 

Working individual income holders lending

15 L

10 L

5 L 

Percentages should be calculated and gov have to make economic lending reservations. 

When gov collects taxes in slab system (which was previously denoted by me even before gov implementing) 

Why can't they lend money through slab system.. by each sector earnings. 

50% to common people 50% to big companies

Here big companies have extra opportunity to lend money from foreign banks

Whereas common people can't get that

(If so it may be illegal chinese lending apps or through local lenders)

So gov have to reserve 50% lending system to common people

It will create diversification in growth.

Economic boom will happen from lower level. 

Try my idea .

Even I can brief about it..